Pricing: Offices might offer a cash price which can sometimes be lower than what insurance might negotiate due to administrative savings. However, this isn’t always the case; sometimes, the cash price might be higher.
Discounts: Some practices offer discounts for self-pay patients, especially if they’re uninsured or underinsured. This could be a flat rate or a percentage off the usual fee.
Payment Plans: For significant expenses, offices might allow payments over time, although this might come with interest or administrative fees.
Upfront Payment: There might be a requirement for payment at the time of service or before receiving care, especially for non-emergency or elective procedures.