Dumping Doctors and Limiting Access - Insurers misinterpret healthcare reform!

The health insurance industry has been faltering for years. The cost of healthcare, including out of pocket expenses, has been steadily and agonizingly on the rise, regardless of who has been in charge at the White House. We have all been upset with the insurance industry as a whole as we seek more affordable and comprehensive options.

In an almost futile effort, the federal government continues to shovel subsidized healthcare dollars back and forth, while National Health Expenditure (NHE) will continue to rise to almost 5 trillion by 2022. The G.W. Bush administration heavily subsidized the Medicare part C advantage senior program at its inception. Obamcare is now shifting healthcare dollars away from the advantage senior program to fund the affordable care act, with one goal to insure more lives. These federal programs clearly influence the commercial insurance industry, but it is ultimately up to the industry decision makers who determine how to spend their money and to support consumers, or not!

Dumping doctors, hospitals and restricting access for patients in the UnitedHealthCare AARP Medicare Advantage senior program is not going to help anyone in the end, including the bottom line! Tell Jack Larsen, CEO of UnitedHealthCare Medicare & Retirement not to be so greedy. His company just earned $2 billion profit in the third quarter of 2013 alone. Stop your temper tantrum and take a time out!

This is an unfortunate trend being seen across the entire industry. Our current model of healthcare spending and delivery, often referred to as “Sick Care”, is not working. Successful healthcare reform will only work if we can prevent people from developing chronic disease in the 1st place. Let’s work together and find solutions before the health insurance bubble bursts.

This post was updated on 11/21/2013.

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